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Showing posts from September, 2022

What is your preference to stay during touring-- Hotel or Motel ?

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 Are you planning a tour with your loved ones, then you should have a look on this post explaining the two tricky words HOTEL and MOTEL . Most of the time we use both words assuming that both are source of stay during touring. Both offer different amenities and are designed for different purposes. Let us have a look what is the differences between Hotel and Motel. Hotel is the place which provide different facilities like rooms to stay,food items, conference halls, swimming pool and so on. Hotels are located nearby the famous touring spots and metro cities.Hotels are classified as per their Star rating like 3 star,4 star,5 star. The cost of accomodation and other facilities increases with respect to star rating of hotels. The basic similarity in all these type of hotels is the  room service which is available on single phone call or room bell. Motel is also a place to stay for travelers on the way of their journey towards final destination. We can say that motel are meant fo...

Confused between Warranty and Guarantee ?

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In recent years Online purchase is preferred by young generation.Almost all sort of things are available on a single click on our door steps.While doing online transactions we all often get confused between Warranty and Guarantee. There is slight difference between these two. Let us have a  look how both are to be used in day to day life. Image credit :-stockroad.in Warranty is written assurance given by manufacturer to the buyer of a product for repair or replacement of a product within a specified time period. Warranty card is issued by a seller for the product he sales. Warranty is active from date of sale as mentioned on warranty card. Guarantee is a promise or assurance by a manufacturer confirming specific quality or operation performance for a specific period of time with certain atmospheric conditions.In case of certain services, customer satisfaction is one of factors covered as a Guarantee.  Warranty  is always given in written form and it is  more specif...

Importance of Life Insurance

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  In today's world of uncertainty after pandemic situation of Corona , awareness of life insurance has increased drastically as large number  of families have suffered a lot after demise of their loved ones. They have experienced huge and sudden financial loss during Corona. Let us understand what is life insurance and it's importance in human life The term life insurance means simply an agreement or legal document between a person and Insurer company for accepting responsibilty of his family members in case of any uncertainty like death, permanent disability,loss of income due to any unforeseen event in a person's life. Death is the ultimate truth which no one can deny. As that of in case of any consumable product there is manufacturing and expiry date mentioned on its cover, we know our birthdate but we don't know when we are going to die. Importance of Life Insurance is well explained in the following quote👇 Following are the reasons to choose life insurance as fina...

Top 10 dividend paying stocks

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In stock market the traders and investors play important role. The traders invest their money for short term and gain profit as per their risk appetite. Investors like Domestic and Foreign investors hold their stocks for long term capital appreciation and dividend gain.  Let us have a look on top 10 dividend paying stocks from BSE SENSEX. Image credit:- IIFL insurance  1} REC Ltd:- REC Limited formerly known as Rural Electrification Corporation Limited. It is well known as Navratna company under the administrative control of the Ministry of Power. It finances and promotes different power projects sanctioned across India.  Market Cap:- 25134 Cr. Dividend in % :-12.00 CMP :- 95.50 2} SAIL :- Steel Authority of India Limited (SAIL) is one of the largest steel-making companies in India and Government of India has 65% share of total equity shares of SAIL. Market Cap:- 34057 Cr. Dividend in % :-10.6 CMP :- 82.50 3} PFC :- Power finance corporation is one of the leading Public s...